Skip to main content
    CALCULATORiQ™

    ETF Comparison Calculator

    Compare expense ratios & long-term cost impact

    ETF 1

    Net Return (after fees)7.91%
    Future Value (20y)$229,003
    Cost of Expenses-$4,045
    Annual Dividends$650

    ETF 2

    Net Return (after fees)7.97%
    Future Value (20y)$139,054
    Cost of Expenses-$775
    Annual Dividends$420

    Comparison Summary

    Total investment: $80,000

    ETFExpense RatioFuture ValueExpense CostDividend Yield
    SPY
    S&P 500 ETF    		0.0945%$229,003-$4,0451.3%
    VTI
    Lowest Cost
    Total Stock Market    		0.03%$139,054-$7751.4%

    💡 Tip: A difference of just 0.1% in expense ratio can cost tens of thousands over a 20+ year investment horizon. Always consider total cost of ownership.